Just an update - for anyone who shops online, it would be helpful for both of us, if you checked out my Upromise shopping link. Through Upromise, you can often find shipping and coupon deals, and a percentage of the purchase (NOT from you!) goes to a college savings fund for Bethany, Hans and Josh.
Here's the link:
http://www.upromise.com/guest/2635266402
So, you get to save a little money when you shop online, and the kids get a little cash back for college. I use this link ALL the time - if nothing else, I can usually get free shipping! I love free...